We need a reality check. How many of you paid cash for your Christmas? How many of you paid it on credit? How many of you know how much you spent? How many of you stayed on a budget?
Lots of questions.
As this is a beginning of a new year, I have a challenge for you. Will you except it?
I sure hope so.
Right now, or as soon as you are near the place that your receipts are kept, I want you to go and gather all of your Christmas expenses. Now tally them up.
Is it as much, less, or more than you expected?
Now I would like you to take that amount and divide it by the amount of pays you have in a calendar year.
The goal is to take that amount from each pay this year and set it in A SEPARATE ACCOUNT for the year. By Christmas, you will have almost your entire money ready, with maybe one more paycheque to arrive.
Don't you feel relief already?
Do you have a different way of saving for Christmas? Please share it with us.