Showing posts with label children. Show all posts
Showing posts with label children. Show all posts

Cloth Diapers, a Win, Win, Win Situation For All!

Everyone knows that using cloth diapers is a win-win solution, both for the environment and for your wallet. So why do most people use disposable diapers?

Is it that we think of the old-style diapers, complete with safety pins and restrictive folding requirements to avoid leaking? Do you remember poking yourself while diapering a baby accidentally?

Or, is it that we dread that stinky diaper pail?

It's time to throw aside your old notions of cloth diapers! Twenty-four cloth diapers can replace almost 4,000 disposable one, and hundreds of dollars back in your pocket. And... the planet will love you.

( https://www.facebook.com/pages/The-Giggling-Green-Bean/112918898728374?ref=ts&fref=ts)

For today's parents, there are so many cloth diaper options, ranging from new designs available from retailers to tutorials that teach you how to make your own, such as this YouTube tutorial that shows how easy it really is:


A great new cloth diaper design comes by way of the Canadian company AppleCheeks. They have kindly sent along one of their cloth diapers for a giveaway to help you, or someone you know, on their journey of a better diaper.



To enter our contest, head over to our Facebook page, "like" us, share the post, and leave a comment under our AppleCheeks contest regarding any product that you like to use that saves money and the environment! 

One entry per person. 
Contest is open worldwide. 
Contest closes on February 7th, 2013, with the drawing on February 8th, 2013. Good luck!

Here's a tutorial to show just how easy and carefree using AppleCheeks reusable diapers are.


Enjoy! 

Explanations and Diapers

My apologies, again as I have been away for a bit.

You see, I was pregnant with our fifth child. The end of the pregnancy just zapped the energy out of me and then, our lovely son arrived and life has taken some adjusting. Needless to say, we have become even more frugal in the past several weeks.

I am curious, my frugal friends, do you think having a child costs lots of money?

We haven't found it too much of an adjustment. We had a crib and some baby toys from our previous children, but, as we thought we were done having children, had given everything else away. Once we decided to have one more, it's amazing how much generosity has come back our way. Babies grow out of their clothes EXTREMELY quickly, and between family and friends, the hand-me-downs got handed around. Including a lovely overall set that I had for our eldest that I was sure was destroyed or lost in the rounds along the way. I have only purchased one set of sleepers and one outfit for our baby as I was starting to panic thinking that we didn't have anything for our son to wear.

Our biggest purchase thus far has been diapers. This is one expense that I indulge in - disposable diapers. Now I can hear your gasp through the internet. I must explain. Our oldest child had severe reactions to all cloth diapers, detergents and creams. The doctor instructed us to get him in disposable diapers. When our second child was born, we were told not to even try her on cloth.

Scary for this frugal environmentally friendly mother. I figured for sure I would have my children in cloth diapers.

Thankfully, I guess, my children can't even handle wearing huggies or pampers. They can only wear the cheap diapers. I find this too funny. Even their bums are somewhat frugal.

We have found that Walmart brand diapers work the best for us (and they are the cheapest). The second best are Teddy's Choice from Superstore.

What do you find is your biggest expense, or feared expense is about having a baby? What do you do for diapers? What are your frugal ideas on babies?

Enjoy your day!

School trips-again!

Today a notice came home from school about the children attending a play in town. The cost is $7 for each student. The home and school is paying out $2 for each student which leaves $5 left. (My math is astounding isn't it?) In our home that means shelling out $15 this week for a school trip, but I refuse to pay it all out. We have a policy here to help the children learn about money management. They are to contribute to these activities (we are MEAN parents) Read about it here. 

This is the same policy for soccer and other sports. 

Now I am not going to be totally mean and not let them go if they don't have the money. I have one child that finds it INCREDIBLY hard to part with her money. So instead, the children are able to do extra chores this week to earn their money for the play and the money won't even go into their allowance jars. I get "free" work and they get a "free" play! Everyone is a winner!

How do you teach your children about money?

Enjoy your day!

Back to School and Back to Bags

Have you ever spent good money on a poor backpack for school? We all have. I know of one person who has purchased three different backpacks for one child during one school year! Isn't it sad that one backpack can't stand up to the use that is required of it for 10 months?

If you are tired of pouring out your money only to trash your pack a few months later, this post is for you.

How much, on average, do you spend on a backpack? How much would you be willing to spend on one if it were to stand the test of time? If it came with a warranty that insured you would be satisfied or they would refund/exchange it for you no matter what? Seriously, put some numbers in your head.

Being frugal is about using your money in the best way possible. Getting the best product/entertainment/whatever for your $ and getting quality.

We have three children in elementary school this year. We DO NOT buy the backpacks with characters on it, with funky designs on it or any other "I have to have it" backpacks. We shop at MEC. 

Never heard of them? Check them out.

We purchased this pack for our oldest about 6 years ago. He has since outgrown it, but it then went through this sister for k-2 grades and now his youngest sister uses it for over nighting (she's only three and not in school yet). There is NOT ONE TEAR, FRAY, HOLE of any kind anywhere on it after 6 years! And let me tell you that this pack has been through everything a child can throw at it. We paid all of $12 for it and it was so worth it.

My older son and daughter both now use this pack. My son is on year 4 of having it and again, not one problem with it. Not bad for $26?

I don't think that they cost any more than the character packs one would purchase at Walmart, Zellers, Bentley, or wherever, but they sure are worth their weight. If you want to save money and have quality, I seriously recommend getting a pack with a warranty on it. And please keep your receipts. Although MEC has a record and no questions, not everywhere is like that.

Tell me, what bag does your child use for school? Have a good deal to share? Please comment or email.

Enjoy your day!

Back to School (where did the summer go?)

It's that time of the year again. The one that Staples touts is, "the most wonderful time of the year," except to me, it's not. I miss my children ferociously when they leave. My oldest is in 6th grade this year (when did I get old enough to have a child in 6th grade?!), and I have two others in third grade and kindergarten respectively.

Now the preparations are starting to get them ready for school. Two of them, thankfully, I don't have to buy supplies for. The school asks for $35 for each child and they buy the supplies for you. I have compared this cost with a friend who purchased everything for her child last year. Her cost was well over $50 for each child. I guess this is a wonderful savings in my pocket.

My oldest child I have to buy supplies for. Tell me, do you buy yours all at once not caring the price? Probably not because you are here reading. When do you start purchasing? I started looking through the list that was given and between what came home from last year that was unused or minimally used, and things that I had purchased on sale throughout the year, there's not too much left that I need to buy.

Do you reuse your supplies from last year?

My son is mortified that I have a 48 "pack" of colour pencils for him that I have been able to combine from supplies that came home at the end of the year. They were barely used, so why oh why, would I go out and buy a pack of colour pencils when we all ready have tonnes of them waiting to fill their purpose? They will all be sharpened and in their own pencil case and no one will be the wiser.

One thing that we buy new every year, is jeans. This is for two reasons really. One, I can not find used boys' jeans anywhere that aren't ripped and stained and not meant to be and our children have worn through their's from last year and two, I can get them fairly inexpensive.

As I tweeted the other day (fightin2bfrugal), Old Navy has their children's jeans on for $10, regular $24.50.  Great deal and it's on until August 19th. As we went in, I remembered that I had been asked to fill out a survey the last time I purchased something there and would get 15% off my next visit. Oops, forgot to do the survey.

It's horrible when you know you could have saved more money had you only not procrastinated.

Then the wonderful thought came to me: buy only one thing and see if you get another survey! Well, sure enough we were invited to participate again.

Out we trudged to the car and did the survey, got the code and went in to take advantage of the 15% off.

Instead of those lovely jeans they were selling for $10, we were able to purchase them for $8.50 each! Fantastic savings! Three pairs for each school age child!  $76.50 on jeans instead of the $220.50 that it would have cost us had we purchased them at the regular price! Yeah, I know, I never would have bought them at the regular price.

The only thing left to buy are two pairs of sneakers, a thermos, a lunch kit and a few more actual supplies for my oldest. Not too bad!

Tell me, what do you do for back to school?  Are you ready to go?

I am preparing a post on school lunch ideas next. What do your children love, don't love and can't live without? Please share your lunch ideas with me and I will post with all that I find out.

Enjoy your day!

The cost of school trips and summer activities


It's coming up to the end of the school year and that means class and school trips. They seem to be getting more expensive every year and the more children that you have in school, the more it's going to cost you.

Now I know that in most cases the Home and School helps defray the costs, and you may even be lucky enough to have a class that tries to raise the funds to help out with the cost for each child, but there will inevitably be a cost to you. You know you can't be the parent that says no for your child to miss out on it. Especially when there is only one trip. I mean come on, everyone is going! However, what do you do when there is more than one trip for that class, or more than one child needing to attend a trip?

Plus, with handing out money for soccer, baseball, swimming lessons and any other summer activities that are coming up that your child is involved in, it just may seem like your wallet never stays shut!

We've started to implement something in our home so that our children are understanding the costs that are involved with the activities.

Every time they have come to us in the past several months with needing money to see this play at school, or to go on this field trip or that one, we have looked at the price of the event with the child and have asked them how much they were willing to contribute to it, what it’s worth to them.

Once, it was a play that two of our children were going to attend. It was going to cost $5 for each child to see it. I took each child aside individually, and mentioned the cost to them. Then I asked them how much they were willing to contribute from their own money to be able to attend.

I must say, that they were stunned at first that I was asking this of them. I heard all of the not fair's and being told that I am a mean parent and such. However, when I stated that it's not fair that I shell out all of the money and I don't even get to have any of the fun, they started to see my side.

One of my children is a saver and is VERY stingy with their money. This child still had birthday money left from last year and their birthday was coming up again soon! When presented with the question of how much were they willing to contribute, this child was willing to cough up $1. I was not renegotiating with them, I was willing to take whatever they thought it was worth for them. 20% was a good contribution. They went off to their penny bank and brought back the money asking for change.

Child number 2 was a little different. When presented with having to contribute, this child told me it was worth $2 to them. However, they didn't have exactly that amount on them at the moment (money burns a hole through their pocket VERY quickly). This child asked if they could do some tasks around the home that they normally weren't asked to do to earn the money. Sure thing! I love having more time to finish the other tasks around here that I don’t always have the time for.

I told them that the job would be paid on how quickly they accomplished the task and how well it was performed. If it had to be done again after I checked, the wage would be cut down. Well, they lugged out all of the wood for the spring clean up VERY quickly and it was very well organized. No boards were missed. They earned their money to go to the play.

Now soccer is happening, and one child is contributing 50% of their soccer membership and is finding other ways to earn the money than just helping around the home. It's really made them think more about how much things cost to attend and how much it's really worth for them to go. I enjoy seeing the creative ways that they come up with for making money and have noticed that they put more effort into their activities and sports because it's some of their money paying for it.

We also take advantage of family rates, when they are available, as we usually have at least 2 children involved in the same activity. We also shop around for activity costs. Our children are allowed to go in one summer activity that they choose plus swimming lessons, because those are mandatory in this household.

Now soccer is happening, and one child is contributing 50% of their soccer membership and is finding other ways to earn the money then just helping around the home. It's really made them think more about how much things cost to attend and how much it's really worth for them to go. I enjoy seeing the creative ways that they come up with for making money and have noticed that they put more effort in to their activities and sports because it's some of their money paying for it.

We also take advantage of family rates, when they are available, as we usually have at least 2 children involved in the same activity. We also shop around for activity costs. Our children are allowed to go in one summer activity that they choose plus swimming lessons, because those are mandatory in this household.

Activities for the same thing can have remarkably different price tags attached to them. Take swimming lessons for example. There's a pool in town that offers swimming lessons for quite a bit of money. It's the place to go, you see, and everyone wants to be there, so they can charge what they want. However, the local Red Cross offers swimming lessons sometimes at the same pool and sometimes at a different one for a cheaper price. Then there's also the private lessons route, which amazingly, can be even cheaper then a group one depending on where you go.

Last year, my children attended swimming lessons at a local campground that was really the same distance as the popular place, just in the opposite direction. It was a wonderful facility and the classes were nice and small, with a playground for the children to play on that were waiting for their siblings that were in class. The cost there, for 3 of my children to attend, was less than the cost for ONE of my children to attend at the popular place! They came away with the same report card and certification and their teacher was actually an instructor from the popular pool to boot!

How do you do the school trip, extra curricular activities? Do you pay all, some or none? Do your children go to these events? All of them, some of them or none of them? Do you have a cap on how many events they can attend for summer recreation? Let me know. I would love to hear from you. Drop me a line at smile_zil at yahoo dot ca or leave me a comment.

Enjoy your day!